Lower Monthly Mortgage Payments with Builder Buy-Down!
Offering an interest rate buy-down on four Westcraft homes! See below for what this buy-down program can offer you! Not the right plan? Call Barry Conger with US Bank to find the program right for you, contact information below. Westcraft Homes will pay up to 6% of the sales price to help get you in your new home! Call Westcraft for a private viewing of any of these homes or stop by our model Friday – Monday to see them all!
Price |
20% Down Payment |
Loan Amount |
Market Rate |
Buy-Down Rate |
Monthly PaymentPI only* |
---|---|---|---|---|---|
$669,400 |
$133,880 |
$535,520 |
6.750% |
4.875% |
$2,834.02 |
*Monthly payment does not include HOA dues ($35/mo) or taxes
Price |
20% Down Payment |
Loan Amount |
Market Rate |
Buy-Down Rate |
Monthly PaymentPI only* |
---|---|---|---|---|---|
$630,000 |
$126,000 |
$504,000 |
6.750% |
4.875% |
$2,667.21 |
*Monthly payment does not include HOA dues ($35/mo) or taxes
Price |
20% Down Payment |
Loan Amount |
Market Rate |
Buy-Down Rate |
Monthly PaymentPI only* |
---|---|---|---|---|---|
$645,000 |
$129,000 |
$516,000 |
6.750% |
4.875% |
$2,730.71 |
*Monthly payment does not include HOA dues ($116/mo) or taxes
Price |
20% Down Payment |
Loan Amount |
Market Rate |
Buy-Down Rate |
Monthly PaymentPI only* |
---|---|---|---|---|---|
$599,000 |
$119,800 |
$479,200 |
6.750% |
4.875% |
$2,535.97 |
*Monthly payment does not include HOA dues ($116/mo) or taxes
Barry Conger
Mortgage Loan Officer
office: 406-447-5208
cell: 406.250.6100
barry.conger@usbank.com
NMLS #: 1597712
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This is intended to be an example. Rates may change on a daily basis. Mortgage rates published on this page are the current rates for the purchase of a single-family, primary residence based on a 45-day lock period and are subject to change without notice. Additional loan products, rates and lock periods are available. In order to receive a guaranteed rate, you must have applied for an application through U.S. Bank and received a verbal confirmation from a mortgage loan officer that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type, your credit profile, and origination fees (if applicable). Rates available as of 12/19/2024 and available rates are subject to change.
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PR calculation is based on estimates included in the tables above and borrower-paid finance charges of 0.862% of the loan amount, plus origination fees if applicable. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. For VA loans, calculations assume that the funding fee is for first-time use and financed into the loan amount.
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The estimated monthly payment does not include taxes, hazard insurance, common charges, HOA dues or maintenance and the actual payment obligation will be greater.