Lower Monthly Mortgage Payments with Builder Buy-Down!

Offering an interest rate buy-down on four Westcraft homes! See below for what this buy-down program can offer you! Not the right plan? Call Barry Conger with US Bank to find the program right for you, contact information below. Westcraft Homes will pay up to 6% of the sales price to help get you in your new home! Call Westcraft for a private viewing of any of these homes or stop by our model Friday – Monday to see them all!

Price

20% Down Payment

Loan Amount

Market Rate

Buy-Down Rate

Monthly Payment

PI only*

$669,400

$133,880

$535,520

6.750%

4.875%

$2,834.02

*Monthly payment does not include HOA dues ($35/mo) or taxes

Price

20% Down Payment

Loan Amount

Market Rate

Buy-Down Rate

Monthly Payment

PI only*

$630,000

$126,000

$504,000

6.750%

4.875%

$2,667.21

*Monthly payment does not include HOA dues ($35/mo) or taxes

Price

20% Down Payment

Loan Amount

Market Rate

Buy-Down Rate

Monthly Payment

PI only*

$645,000

$129,000

$516,000

6.750%

4.875%

$2,730.71

*Monthly payment does not include HOA dues ($116/mo) or taxes

Price

20% Down Payment

Loan Amount

Market Rate

Buy-Down Rate

Monthly Payment

PI only*

$599,000

$119,800

$479,200

6.750%

4.875%

$2,535.97

*Monthly payment does not include HOA dues ($116/mo) or taxes

Barry B Conger Mortgage Loan Officer

Barry Conger
Mortgage Loan Officer
office: 406-447-5208
cell: 406.250.6100
barry.conger@usbank.com
NMLS #: 1597712

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This is intended to be an example. Rates may change on a daily basis. Mortgage rates published on this page are the current rates for the purchase of a single-family, primary residence based on a 45-day lock period and are subject to change without notice. Additional loan products, rates and lock periods are available. In order to receive a guaranteed rate, you must have applied for an application through U.S. Bank and received a verbal confirmation from a mortgage loan officer that your desired rate is locked. Your guaranteed mortgage rate will depend on factors such as current market conditions, loan product, occupancy, property type, your credit profile, and origination fees (if applicable). Rates available as of 12/19/2024 and available rates are subject to change.

  1. PR calculation is based on estimates included in the tables above and borrower-paid finance charges of 0.862% of the loan amount, plus origination fees if applicable. The APR may be increased after the closing date for adjustable-rate mortgage (ARM) loans. For VA loans, calculations assume that the funding fee is for first-time use and financed into the loan amount.

  2. The estimated monthly payment does not include taxes, hazard insurance, common charges, HOA dues or maintenance and the actual payment obligation will be greater.

Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com for more information on U.S. Bank products and services. Mortgage, home equity and credit products are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC. ©2024 U.S. Bank
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Westcraft Homes is not affiliated with US Bank. It is the Buyers responsibility to research all possible loan programs and lending institutes that best suits their specific financial needs. More loan options are available.
Please contact Barry Conger or other loan expert to find the program best suited to your financial needs.